We’re all familiar with the expression, “If it sounds too good to be true, it probably is.” The Kansas City movers want you to heed this statement as you get cold called by companies looking to help you refinance your mortgage, which could very well be a scam. It’s certainly important to do your research and due diligence, and certainly overthink situations before potentially setting yourself up to be a victim.

Scams can come with a variety of perks–equity in the home, reduced payments, years written off–all by transferring the deed or making payments to another entity. You always want to seek legal guidance before making a decision that could potentially lead you to signing your home away or losing it through technical contractual speak.

Some things to always remember when it comes to your mortgage:

-Never sign paperwork you don’t understand 100%

-Never make mortgage payments to anyone other than your lender

-Don’t sell your home to someone who will sell it back for less. It is a scam.

-Don’t lie to your lender to obtain a short sale.